County Flood Plans and Insurance
Thurston County has adopted plans to protect residents and property from flooding. We also participate in the Federal Emergency Management Agency’s (FEMA) flood insurance program which allows County property owners in unincorporated areas to get flood insurance at some of the lowest rates available (PDF) in the U.S.
Natural Hazards Mitigation Plan (PDF, Chapter 4.3)
If you have property in unincorporated Thurston County, you may qualify for a discount on flood insurance. Thurston County is rated Class 2 in FEMA’s National Flood Insurance (NFIP) Community Rating System because our flood planning, reduction and education efforts exceed FEMA’s minimum requirements. This rating provides a 40 percent discount on NFIP premiums for property in special flood hazard areas, and 10 percent for properties outside those areas in unincorporated parts of the County. The rating was Class 4 until October 2016. Only two other communities in Washington have this rating, Pierce and King counties.
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